| Event Name: Financial Literacy – Role of Capital Market and Depository Services in India | Event Date: 24 September 2025 |
| Faculty Coordinator: Dr. Supriya Dang | Event Timing: 10:30 a.m. onwards |
| Guest Speaker: Mr. Chandresh Gupta | Mode: Offline |
| Venue: BBA Department – First Floor Lecture Hall |
OBJECTIVE:
The purpose of this workshop was to help students understand how capital markets and depository services work in India and why they are important for personal finance. It aimed to teach students how to manage their money, save wisely, and invest smartly. The session encouraged everyone to think about financial planning at an early age so they can make better choices about their future wealth and career.
DETAILED REPORT :
On 24th September 2025, UG Management Department, Lloyd Group of Institutions hosted a Financial Literacy Workshop titled “Role of Capital Market and Depository Services in India.” The workshop was specially organized for undergraduate students to help them learn the basics of personal finance and investment.
The event began with a warm welcome to theGuest Speaker, Mr. Chandresh Gupta, a well-experienced finance professional known for his deep knowledge of the Indian capital market and wealth management strategies.
Mr. Gupta started the session by explaining the concept of financial literacy — why understanding money is important and how it impacts everyone’s daily life. He highlighted that good financial knowledge helps individuals plan for the future, save money, and make wise investment decisions.
He then introduced the Indian capital market, explaining the role of stock exchanges (like NSE and BSE) and depository services such as NSDL and CDSL, which make buying and selling securities safe and simple. Students learned how shares and other investments are stored in digital form and why this system is more reliable than physical paper shares.
The speaker also shared practical lessons about taxation on income, money management, and the importance of saving early. He encouraged students to set financial goals, create a budget, and think about long-term investments such as mutual funds, stocks, and bonds.
Another key part of the workshop was about building an investment portfolio — how to divide money across different options to balance risk and return. Mr. Gupta explained the concept of ROI (Return on Investment) and the importance of understanding the risk-reward ratio before investing. He also spoke about the mistakes beginners often make, such as investing without proper knowledge or taking unnecessary risks.
Throughout the session, Mr. Gupta shared real-life examples and simple tips that students could apply even at the start of their careers. His advice focused on starting small but consistent with savings and investments, staying patient for long-term growth, and keeping track of personal finances.
KEY POINTS :
INTERACTIVE ACTIVITIES :
The session ended with an interactive Q&A round. Students asked questions about how to start investing, how much to save from their income, and the best ways to manage taxes. Mr. Gupta answered each question patiently, giving realistic advice that beginners could follow. This part of the session was very engaging and helped clear many common doubts about personal finance.
CONCLUSION :
The Financial Literacy Workshop turned out to be highly informative and inspiring. Students learned how to manage their money, plan investments, and understand financial risks. The session encouraged them to begin thinking about their financial future early in life, even before starting their careers.
Mr. Chandresh Gupta’s simple explanations and practical tips made the complex world of capital markets and investing easy to understand. The workshop was a valuable learning experience and motivated students to become financially responsible and independent individuals.
